Achievements

Complete all tax-related modules and quizzes.

Unlock after finishing all tax learning modules and scoring 80%+ on each tax quiz.

Understand your National Insurance inside out.

View the NI calculator and complete the NI explainer module.

Master the world of ISAs.

Complete all ISA-related learning modules.

Nail every answer.

Score 100% on five different quizzes.

Experiment with tax scenarios.

Run at least ten different income tax calculations.

Explore different NI outcomes.

Run NI calculations for three different salary levels.

Map out your mortgage journey.

Use the mortgage calculator with at least three different term lengths.

Compare life in different regions.

Compare cost-of-living across three different regions.

Complete lots of quizzes.

Complete ten different quizzes, regardless of score.

Review all tax-saving opportunities.

View every opportunity in the Tax Hub.

Discover your money personality type.

Complete the Money Personality quiz.

Use the Student Loan Truth Engine.

Run a student loan analysis.

Calculate your retirement target.

Use the Pension Target Engine.

Use the Big Decision Engine.

Complete a big financial decision analysis.

Run a financial stress test.

Complete the Job Loss Stress Test.

Plan a windfall allocation.

Use the Windfall Planner.

See the cost of delay with the Time Machine.

Use the Financial Time Machine.

Take control of your student loans.

Add at least one student loan plan and create a repayment goal.

Build your first realistic monthly budget.

Complete the budgeting flow and save your first budget.

Complete a quiz in record time.

Finish any quiz with a perfect score in under 60 seconds.

Show up consistently.

Log in for seven days in a row.

Unstoppable consistency.

Maintain a 30-day login streak.

Try out the full toolkit.

Use at least five different calculators.

Lock in your home-buying plan.

Create a house deposit goal and estimate your timeline.

Start turning ideas into action.

Set your first financial goal.

Save aggressively in a short burst.

Increase your savings rate by 5 percentage points or more for one month.

Stay consistent with saving.

Make monthly contributions for six months in a row.

Take your first investing steps.

Set an investing goal and run a compound interest projection.

Get on top of your monthly outgoings.

Use the cost-of-living tool and identify at least one area to cut costs.

Spread the word.

Share your progress or insights on social media from within the app.

Bring a friend along.

Invite at least one friend who creates an account.

Complete your first life simulation.

Complete one life simulation.

Complete 5 different life simulations.

Complete 5 life simulations.

Added your salary for the first time.

Add your salary.

Created 3 savings plans.

Create 3 savings plans.

Added partner income to household.

Add partner income to your household.

Use the avalanche strategy for 3+ months.

Select avalanche strategy in Debt Tracker for 3 months.

Complete 3 payday allocations.

Complete the Payday Planner allocation flow 3 times.

Add 5 custom events to your Money Calendar.

Create 5 user-defined calendar events.

Track and manage your subscriptions.

Add 3+ subscriptions to the tracker.

Prepare a salary negotiation.

Complete the Salary Negotiation Coach.

Plan for a major life event.

Complete a Life Events calculation.

Log your first side hustle income.

Add a side hustle payment.

Enable 3+ behavioral nudges.

Activate 3 or more nudges.

Skip 3 impulse purchases using the cooling off list.

Mark 3 cooling off items as "skip".

Check your weekly brief 4 weeks in a row.

View the Progress tab 4 weeks consecutively.

Optimise your pension contributions.

Set a pension contribution of at least 10% and keep it for three months.

Plan ahead for your first home.

Use the LISA and stamp duty calculators and set a house deposit goal.

Make a serious dent in your debt.

Pay off at least 20% of your starting non-mortgage debt.

Build your safety net.

Save at least three months of essential expenses.

Plan far ahead.

Create at least three long-term financial goals.

See a goal through to the end.

Mark any financial goal as completed.

Balanced financial hero.

Unlock at least one achievement from each category.

Reach £1M net worth in a simulation.

Reach £1,000,000 net worth in any simulation.

Saved 3 months of expenses.

Save 3 months of expenses in your emergency fund.

Saving 20% or more of income.

Achieve a 20% savings rate.

Reached £10,000 net worth.

Reach £10,000 net worth.

Defeat your first boss.

Defeat any boss in the Boss Arena.

Defeat all bosses.

Defeat all 7 bosses.

Pay off your first debt completely.

Pay off one debt in the Debt Tracker.

Resolve all critical and high risks.

Have zero critical or high risks in Risk Radar.

Pay off £1,000+ in total debt.

Log cumulative debt payments totalling £1,000 or more.

Complete the insurance audit with no gaps.

All insurance items marked as covered.

Update your salary to a higher amount.

Salary updated to a higher value than previous.